***PLEASE NOTE*** This episode has bonus content which can be accessed by clicking HERE (20+ extra minutes of audio that did not air on KARN 102.9FM)
“What is your rate?” If this is the first thing you ask when you talk to a loan officer when buying or refinancing, or the only thing you focus on, then it could cost you.
For most consumers, the most important part of finding the right mortgage is convincing themselves they have found the “lowest” interest rate. The fact is a great rate on the wrong mortgage strategy can cost you thousands of dollars over the life of the loan. Lowest rate, does NOT always save you the most money.
Managing your assets without managing you largest debt, is like 
heating and cooling your homes with the windows wide open!
Tune in to hear David talk about the importance of understanding how home equity works. Many people mistakenly assume that home equity is like cash in the bank.
Learn the history of mortgages and why so many people lost their homes during the great depression. The rules have changed significantly.The fact is, Americans devote the largest portion of their incomes to housing. Consequently, how you handle the financing of your home will have far-reaching implications on virtually every area of your financial life, including your ability to save, pay for college, and plan for your retirement.
Listen in as David challenges conventional wisdom when it comes to mortgage financing.
If what you thought to be true about your mortgage turned out not to be, when would you want to know?
Be sure to download the following
CMPS Institute: How to Safely Manage Home Equity
No matter who you decide to handle the financing of your home, you owe it to yourself to go through the mortgage planning process. You can reach David who is the only Certified Mortgage Planning Specialist in the state of Arkansas by calling 501-218-8880 or email David at: David@DavidLukasFinancial.com